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PROPOSED CHANGES TO REGULATIONS B AND C

this entry has 0 Comments/ in CFPB, ECOA, Regulation B, Regulation C / by Brent Vincent
April 28, 2017

The CFPB has been busy with proposed changes in recent weeks.  Two proposed changes released by the CFPB will impact most financial institutions to some degree.  The CFPB released proposed changes to Regulation B on March 24, 2017.  The proposal is designed to permit creditors additional flexibility in complying with Regulation B – ECOA, in order to facilitate compliance with Regulation C – HMDA.  This proposal was not unexpected.  In addition, the CFPB released changes to Regulation C on April 13, 2017.  The changes should assist financial institutions in complying with the 2015 HMDA Final Rule by clarifying the information they are required to collect and report about their mortgage loans.

Even if you are not a financial institution that is HMDA reportable, you will be impacted by the proposed changes to Regulation B and will need to be ready once those changes are finalized.  For HMDA reportable institutions, the 150 page proposal provides some additional clarity to many unanswered questions from the 2015 Final Rule.

Kelly Owsley is here to explain this in a little more depth in the video below.

You can register click here.  Use the promo code “youtube10” for 10% off of your registration!

Tags: CFPB, ECOA, Regulation B, Regulation C
← EFFECTIVE DATE OF PREPAID ACCOUNT RULE DELAYED (previous entry)
(next entry) FINANCIAL CHOICE ACT →
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