Regulation Z Qualified Mortgage Features Checklist

$25.00

The QM Features Checklist is an easy to use tool that helps creditors determine if they have met the requirements for the qualified mortgage safe harbor under the ability-to-repay rules in Regulation Z.

Description

The QM Features Checklist is an easy to use tool that helps creditors determine if they have met the requirements to qualify for the qualified mortgage safe harbor under the ability-to-repay rules in Regulation Z.  It walks creditors through a series of questions to help determine if each requirement has been satisfied.  The checklist has space for specific transaction information and the lender’s signature verifying that the institution’s ATR procedures have been followed.  This checklist can serve as an effective file documentation and/or audit tool.

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