Regulation Z Ability-to-Repay and Qualified Mortgage Policy Update

$25.00

The Regulation Z Ability-to-Repay Policy Update communicates the Board’s intent to comply with the Section1026.43 requirements for determining the consumer’s ability to repay in consumer credit transactions secured by a dwelling.

Description

Financial institutions have been implementing new regulations through board-approved policies for decades. As existing regulations are revised and new regulations are published existing polices need to be updated. Policy Updates are designed to simplify the task of updating existing policies, regardless of where the existing requirement is lodged. The Regulation Z Ability-to-Repay Policy Update communicates the Board’s intent to comply with the Section1026.43 requirements for determining the consumer’s ability to repay in consumer credit transactions secured by a dwelling.

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