Financial institutions have been implementing new regulations through board-approved policies for decades. As existing regulations are revised and new regulations are published existing polices need to be updated. Policy Updates are designed to simplify the task of updating existing policies, regardless of where the existing requirement is lodged. The Regulation B Appraisal Rules Policy Update communicates the Board’s intent to comply with the revised 12 CFR 1002.14 appraisal and valuation requirements for credit secured by a first lien on a dwelling.
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