|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||
HMDA Adjustment of Exemption Threshold for Banks, Savings Associations, and Credit Unions§ 1003.2(1) |
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Regulations Z and MScope Threshold§ 1026.3(b)(1) |
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||
HPML Small Creditor Threshold§ 1026.35(b)(2)(iii)
|
|
HPML Appraisal Exemption Threshold§ 1026.35(c)(2)(ii) |
|
||||||||||||||||||||||||||||||||||||||||||||||||
QM Limits on Points and Fees – 2014§ 1026.43(e)(3)(i)
QM Limits on Points and Fees – 2015§ 1026.43(e)(3)(i)
QM Limits on Points and Fees – 2016§ 1026.43(e)(3)(i)
QM Limits on Points and Fees – 2017§ 1026.43(e)(3)(i)
|
|
||||||||||||||||||||||||||||||||||||||||||||||||
QM Limits on Points and Fees – 2018§ 1026.43(e)(3)(i)
|
|
HOEPA Points and Fee Thresholds§ 1026.32(a)(1)(ii)
|
The $1,000 figure in § 1026.32(a)(1)(ii)(B) is adjusted annually on January 1 by the annual percentage change in the CPI that was in effect on the preceding June 1. The Bureau will publish adjustments after the June figures become available each year. Prior to January 10, 2014, a mortgage loan was covered by § 1026.32 if the total points and fees payable by the consumer at or before loan consummation exceeded the greater of $400 or 8 percent of the total loan amount. The $400 figure was adjusted annually on January 1 by the annual percentage change in the CPI that was in effect on the preceding June 1,
The $20,000 amount in § 1026.32(a)(1)(ii)(A) and (B) is adjusted annually on January 1 by the annual percentage change in the CPI that was in effect on the preceding June 1.
|
CRA§ 12 CFR 228 |
All institutions regulated by the Office of the Comptroller of the Currency, Federal Reserve System, Federal Deposit Insurance Corporation, and the Office of Thrift Supervision that meet the asset size threshold are subject to data collection and reporting requirements. The asset size threshold that triggers data collection and reporting for all agencies is as of December 31 of each of the prior two calendar years.
|
FHFA General Maximum Conforming Mortgage Loan Limit |
*Historical limits for prior years varied. For a full list of the FHFA maximum conforming loan limits for each year visit: https://www.fanniemae.com/content/fact_sheet/historical-loan-limits.pdf
|