We are considering partnering with a company that offers student loan programs. The banks job as a partner would be to advertise and market on our website and in print and refer loans on to the company. In exchange we would receive a small loan referral fee. We’ve never offered student loans before or referred them. Would this trigger any disclosures if we are not the ones making the loan? Also is there anything else to consider? Anyone else have this type of referral program?