A covered stairway connects two single-family dwellings with one owner on one deed located in a positive flood zone. Would this require one flood policy or two flood policies? What is the maximum amount of flood coverage required?
FEMA general rules page 4 (link:https://www.fema.gov/pdf/nfip/prodmanual200510/03gr.pdf)
Additions and Extensions: The NFIP insures additions and extensions attached to and in contact with the building by means of a rigid exterior wall, a solid load-bearing interior wall, a stairway, an elevated walkway, or a roof.