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Adverse Action Notice- Limited Credit Experience

Home Forums Equal Credit Opportunity Act/Regulation B Adverse Action Notice- Limited Credit Experience

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  • #2457
    cjernigan1211
    Participant

    When stating the reason for denial is “limited credit experience,” I am having a hard time finding a good definition of what this means. I have searched through the regulation and along with some other materials and I am not having much luck at the moment. Does anyone know a good source for this information? Thanks.

    #2944
    jholzknecht
    Keymaster

    Explanations from credit reports can be helpful. A FICO score is not available for someone who does not at least one active line in the last six months.

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