An audit found a TRID loan with overstated annual tax amount by $4.34 and the escrow cushion was overstated by $8.68. The loan originated 10/25/18. We will correct the tax amount to be paid, but what is the best way to correct the cushion/monthly escrow payment? Should we go ahead and conduct an annual analysis to correct the monthly payment of escrow? Would that be considered sufficient with the small overages? Or would more be expected?