The full-page style notice has been required since 2006. The current version of the form is available at https://portal.hud.gov/hudportal/HUD?src=/program_offices/administration/hudclips/forms/hud9
The notice must:
Be sent to all homeowners who are in default on a residential mortgage;
Include the toll-free military one-source number to call if servicemembers or their dependents require further assistance (1-800-342-9647); and
Be made within 45 days from the date a missed payment was due, unless the homeowner pays the overdue amount before the expiration of the 45-day period.