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Re: HMDA Refinance – Mixed Use Property

Home Forums Home Mortgage Disclosure Act HMDA Refinance – Mixed Use Property Re: HMDA Refinance – Mixed Use Property

#2967
jholzknecht
Keymaster

Your analysis, as always, is completely accurate. Regulation C, the Commentary and the instructions for completing the form do not address mixed use property and refinances. I agree that using the square footage/rental test is appropriate, but always open to speculations since it is not specifically addressed.