Re: Higher Priced Mortgage Loans Home › Forums › Truth in Lending/ Regulation Z › Higher Priced Mortgage Loans › Re: Higher Priced Mortgage Loans February 17, 2012 at 5:10 pm #2741 jholzknechtKeymaster The Dodd-Frank Act contains the exemption you describe, but we do not have final regulations yet. At this time balloons with a term of less than 7 years continue to be a problem.
