Reply To: 2018 Rate Spread & ULI tools

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The CFPB is supposed to release a check digit generator tool on their website; however, it has not yet been released. Likely will be released sometime in the 4th quarter. All tools that the CFPB releases can be found on the HMDA filers page –

There has not been information released about a new rate spread calculator; we typically discuss in the HMDA Part 2 webinar the fact that we anticipate that the FFIEC will be updating the rate spread calculator. The CFPB has not stated that a new calculator will be released.