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The BSA is sometimes referred to as an "anti-money laundering" law ("AML") or jointly as "BSA/AML."

Establishes maximum permissible hold periods for deposits and expedites the return of unpaid checks.

The Coronavirus (COVID-19) pandemic has been declared a national emergency. Our country has not faced a crisis of this magnitude in over 100 years. Financial instituion are having to operate in unchartered waters; trying to serve customers while protecting employees and customers and working to find ways to help customer who have been affected financially by the Coronavirus. This forum is for financial institutions to discuss and share ideas about how they are dealing with the pandemic. We're all in this together - let's help each other out!  

Right to Financial Privacy Act and Gramm Leach Bliley Act/Regulation P

Requires disclosure of deposit terms so consumers can make informed decisions.

This forum is for one of the broadest topics in all of lending compliance.

The Fair Credit Reporting Act, as amended by the Fair and Accurate Credit Transaction Act, is a monster.

HMDA is one of the most tedious lending compliance regulations.

One of the safety and soundness examiner's favorite regulations.

Did I hear someone say civil monetary penalties?

The regulation with the most unnecessarily complex examination procedures.

Debt collectors beware

Limitations and restrictions for lending to servicemembers and their dependents.

Appraisal and valuation rules and delivery requirements under the Interagency Appraisal Guidelines, Regulation Z, and Regulation B.

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