The Standard Flood Hazard Determination Form (SFHDF) is used by Federally regulated lending institutions when making, increasing, extending, renewing or purchasing a loan for the purpose of determining whether flood insurance is required and available. The form is required by Section 303 (a) of Title V of the National Flood Insurance Reform Act of 1994 (NFIRA). The FEMA Form number for the Standard Flood Hazard Determination Form (SFHDF) has been changed from FEMA Form 81-93 to FEMA Form 086-0-32 and the form has been revised. FEMA is providing a six-month adjustment period for Lender and Determination Company systems changes before final adoption of the form is required.

For more information about the new form and to order up to 50 free copies:

For a copy of the revised form and instructions for completing the form:


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