Event Registration

Deposit Compliance Hot Topics, Recent Enforcement Actions, and Common Violations


Register by July 31st and take advantage of our Early Bird Pricing!

All registrations to Compliance Resource webinars include five live connections AND the recording of the webinar (guaranteed for one year).

Regulatory changes and common violations in the deposit area cause trouble for many institutions. The deposit area has seen recent changes to long-standing regulations; notably, Regulation CC limits have been adjusted, Regulation D reserve requirements have been reduced to zero, and Regulation D transaction limits have been removed. On top of these changes, there are common violations to avoid. Every month the regulatory agencies publish lists of enforcement actions taken against financial institutions. Enforcement actions can include civil monetary penalties, consent decrees and cease and desist orders, to name a few. Every enforcement action is a lesson to be learned by other financial institutions - the actions required to cure the problems in one institution are the actions required in other institutions to avoid the same problem.

Become aware of the regulatory changes and common violations before they become a problem. Ensure you’ve adjusted for recent regulatory changes. Use recent enforcement actions and common violations to determine if the same problem exists in your institution. If the problem is present, self-detection and prompt corrective action generally results in less severe penalties; if the problem does not exist, take a few simple steps (policies, procedures and training) to ensure the problem doesn't occur in your institution.

This two-hour webinar is designed to make attendees aware of recent developments in deposit compliance as well as common violations and recent enforcement actions in order to help institutions stay compliant and become aware of potential issues before they become problems. 

Recent changes, enforcement actions, common violations, and/or potential issues, related to deposit compliance such as:

  • Regulation CC;
  • Regulation D;
  • Overdraft Programs;
  • Regulation E;
  • Regulation DD;
  • Unfair, Deceptive, and Abusive Practices;
  • Telephone Consumer Protection Act;
  • Privacy;
  • Compliance Management Systems.

The program is designed for Deposit Operations, Compliance Officers, Auditors, Management, and others with responsibilities related to opening, maintaining, and servicing deposit related accounts and products.

Scott Carr, CRCM, CRMA, CAFP is the Executive Vice President and Chief Risk Officer at First Savings Bank located in Jeffersonville, IN.  His main responsibilities include managing the overall enterprise risk function for the organization; establishing and monitoring operating benchmarks, developing and reviewing methodologies to minimize overall risk and maintain the reporting structure established for measuring and managing the risk function. Scott has his Bachelor’s degree in Business Finance through Indiana University Southeast; he completed the LSU Graduate School of Banking, and admirably served in the United States Navy. Scott is a CRCM (Certified Regulatory Compliance Manager) from the ABA; a CAFP (Certified AML and Fraud Professional) from the ABA; and has a CRMA (Certification in Risk Management Assurance) from the Institute of Internal Auditors. He is also a member of the Indiana Bankers Association Compliance Committee.

Robin Cooper, CRCM is the Director of Compliance for Compliance Resource, LLC, a source of compliance assistance for financial institutions. Robin’s career in banking began in 2004. Since that time she has worked for community and regional financial institutions ranging from $100 million to $1 billion in asset size regulated by the Office of the Comptroller of the Currency (OCC) and Federal Reserve Board (FRB). Robin has worked in numerous compliance and banking roles, including Compliance Auditor, Internal Auditor, BSA Officer, and Compliance Officer. In 2010 Robin established and led the, now longstanding, Central Kentucky compliance roundtable for compliance officers in central and southern Kentucky to convene and discuss emerging compliance issues. Robin has a bachelor’s degree in Government from Centre College, attended the American Bankers Association National Compliance School, and is a Certified Regulatory Compliance Manager.

*This program will start at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, or 11:00 AM PDT

**Recording Available

This webinar will be recorded and sent to all registrants.  You will receive links to the recording following the program.  These recordings have unlimited viewings and are available for up to one year.

Register by July 31st and take advantage of our Early Bird Pricing!

We are sorry but registration for this event is now closed.

Please contact us if you would like to know if spaces are still available.