The world of lending compliance is constantly changing. New laws are passed. Existing laws are revised. New regulations are approved and existing regulations are revised. Regulatory priorities are forever shifting. While it is a challenge to keep up with all of the changes it is absolutely critical to do so.
Some of the changes are predictable. Congress generally works on a new law for months, if not years, before it is effective. The progression when the agencies promulgate new regulations generally involves an advanced notice of proposed rulemaking , proposed regulations , then final regulations, with a delayed effective date. Again the process can take years.
Some changes are unpredictable. An examiner stumbles upon a small issue that has been smoldering for years and it bursts into a major conflagration almost overnight.
This two-hour webinar explores the predicable changes moving through the pipeline right now and recent unpredictable issues that exploded into frequent violations.
Upon completion of the program participants understand:
- Regulatory Developments including:
- The new Mandatory Acceptance of Private Flood Insurance Rules;
- Proposed CRA revisions;
- Proposed changes to HMDA;
- Proposed changes to the Fair Debt Collection Practice Rules;
- Status of flood insurance funding;
- Regulatory Hotspots including, for example:
- HMDA - Reporting conditional approvals;
- Open-end credit - Financing account opening fees;
- Flood - The amount of insurance is legal but insufficient; and
- Flood - Zone disputes.
The program is designed for everyone involved in the lending compliance arena, including loan officers, compliance officers, loan processors and clerks and auditors.
Jack Holzknecht is the CEO of Compliance Resource, LLC. He has been delivering the word on lending compliance for 43 years. In 38 years as a trainer over 145,000 bankers (and many examiners) have participated in Jack’s live seminars and webinars. Jack’s career began in 1976 as a federal bank examiner. He later headed the product and education divisions of a regional consulting company. There he developed loan and deposit form systems and software. He also developed and presented training programs to bankers in 43 states. Jack has been an instructor at compliance schools presented by a number of state bankers associations. As a contractor he developed and delivered compliance training for the FDIC for ten years. He is a Certified Regulatory Compliance Manager and a member of the National Speakers Association.
*This program will start at 2:00 PM EDT, 1:00 PM CDT, 12:00 PM MDT, or 11:00 AM PDT
This webinar will be recorded and sent to all registrants. You will receive links to the recording following the program. These recordings have unlimited viewings and are available for up to one year.